“If I was forced to pick one of the most important benefits of the Appleton Greene Certified Learning Provider program, it would be reduced stress levels. That may sound like a strange thing to say, but coming from the insurance industry, where the constant pressure to perform is immense, I found the whole approach from Appleton Greene refreshingly stress-free. This must have been important to me, because it is the first thing that I think of. From the evaluation and selection process, through program planning, business development, program development and then ultimately program implementation, I always felt that I had plenty of time in which to do things and was working well within my capabilities rather then beyond them. I think this is testament not only to the way in which Appleton Greene does business, but in the way they train their clients.”

A quotation taken from a Learning Provider reference within the Insurance industry.

  • ACE
  • Aflac
  • Allianz
  • Allstate
  • Aviva
  • AXA Group
  • Cathay Financial
  • China Life Insurance
  • China Pacific Insurance
  • CNA Financial
  • Generali Group
  • ING Group
  • Manulife Financial
  • MetLife
  • Munich Re
  • Ping An Insurance Group
  • Prudential
  • Prudential Financial
  • QBE Insurance Group
  • Sun Life Financial
  • Swiss Re
  • The Travelers Companies
  • Tokio Marine Holdings
  • Zurich Financial Services

Global insurance premiums grew by 2.7% in inflation-adjusted terms to $4.3 trillion, climbing above pre-crisis levels. The return to growth and record premiums generated during the year followed two years of decline in real terms. Life insurance premiums increased by 3.2% and non-life premiums by 2.1%. While industrialized countries saw an increase in premiums of around 1.4%, insurance markets in emerging economies saw rapid expansion with 11% growth in premium income. The global insurance industry was sufficiently capitalized to withstand the financial crisis and most insurance companies have restored their capital to pre-crisis levels. With the continuation of the gradual recovery of the global economy, it is likely the insurance industry will continue to see growth in premium income both in industrialized countries and emerging markets. Advanced economies account for the bulk of global insurance. With premium income of $1.62 billion, Europe is the most important region, followed by North America $1.409 billion and Asia $1.161 billion. Europe has however seen a decline in premium income in contrast to the growth seen in North America and Asia. The top four countries generated more than a half of premiums. The United States and Japan alone account for 40% of world insurance, much higher than their 7% share of the global population. Emerging economies account for over 85% of the world’s population but only around 15% of premiums. Their markets are however growing at a quicker pace. The country expected to have the biggest impact on the insurance share distribution across the world is China, which is expected to be the largest insurance market in the next decade or two. The insurance industry comprises establishments that are primarily engaged in the pooling of risk by underwriting insurance (i.e., assuming the risk and assigning premiums) and annuities. The insurance industry is a highly fragmented and includes segments such as life insurance and non-life insurance. The European region currently dominates this industry; however, Latin America, eastern Europe, and the Middle East are expected to lead the industry in the future. Asia is expected to grow the fastest over the next decade.


“Risk assessment is our business. So, we are drawn towards products and services which are inherently risk-averse. Appleton Greene’s programs are cost-efficient, time-efficient, process-efficient and risk-efficient. There is therefore no apparent risk involved because their processes merely assist our staff to undertake an internal analysis into our own processes and procedures and any changes that are made are made by us at our discretion.”

A quotation taken from a client reference within the Insurance industry.